A connected experience.
Plan how users move from an action in your software to a supported payment flow.
Bring payments into the software experience your customers already use. Explore integrated payment flows, merchant onboarding and processing options with Payline Connect.
Software companies can integrate payments through a partner model without directly owning merchant underwriting risk. Payline helps coordinate merchant onboarding and placement while your team builds the product experience. The agreement defines responsibilities and liability; embedded payments does not mean zero obligations. Explore the no-PayFac operating model.
Discuss available revenue participation alongside support costs and contractual terms. Our payments monetization guide explains what to compare. For a varied merchant population, review multi-processor placement and integration; availability depends on eligibility and compatibility, not a promise of universal access or automatic failover.
Evaluating providers? Use the software-platform alternatives guide to compare operating models.

Payment flow. Identify the supported transaction types, payment interface, gateway and processing services.
Merchant onboarding. Decide how merchants submit information and how your team receives the status information available for the selected program.
Operations. Agree how reporting, refunds, disputes, support and account changes will be handled.
A payment-processing API and a merchant-onboarding API serve different jobs. Your implementation may need one or both, depending on the product and program.
Plan payment flows, the merchant journey and your platform’s responsibilities.
Plan how users move from an action in your software to a supported payment flow.
Define how businesses apply, complete review and activate processing.
Discuss available partnership terms and the responsibilities your platform will take on.
Get started in 4 simple steps
Document your users, merchant types and payment workflows.
Review supported services, eligibility, commercial terms and responsibilities.
Use the applicable documentation and approved testing environment.
Establish onboarding, support and monitoring procedures before launch.
Discuss available partnership terms and the responsibilities your platform will take on.
Agree how reporting, refunds, disputes, support and account changes will be handled.
Tell us about your platform, users and the payment experience you want to build.

Confirm the specific service, supported functions, documentation and access requirements before development. Use the applicable documentation and approved testing environment.
Application and underwriting workflows are separate from transaction processing. Review the onboarding approach required for your program.
“It is user-friendly. Payline deposits in our bank account is an advantage. The additional security codes provide a layer of protection.”
Rebeca C.“Payline helps our accounting team balance financial reports by managing financial transactions such as payments and refunds. Essentially, it's a straightforward method to manage all of our purchases and sales within a single app.”
Arindam B.“Their quick service and easy to get a hold of. They also have their own gateway with an API to access it.”
Stan T.“The structure of payline is very easy to use.”
Verified User“Payline makes transactions such as payments, refunds, and helps our accounting team reconcile financial reports. Basically, it is an easy way to track our purchases and sales in one app.”
Verified User“Buffy, out account representative. She is just AMAZING. Always gets back to us on time and is very helpful! I will not go back to any other merchant service provider. Customer service and clarity is what every business needs and looks for. With Payline you are guaranteed to have all that, We are very happy with Payline.”
Verified User“Our rep. Buffy is the best. She is always quick to respond and help with any situations that we have. We also like the next day deposit availability.”
Verified User“Easy credit card processing system that allows a fast pace work environment with no delay.”
Verified UserEmbedded payments let users initiate or manage payment activity within a broader software experience. The implementation depends on the platform, payment services and operating model.
API-based approaches are part of the integration discussion. Confirm the specific service, supported functions, documentation and access requirements before development.
Not necessarily. Application and underwriting workflows are separate from transaction processing. Review the onboarding approach required for your program.
Commercial arrangements may include revenue participation where offered. Eligibility, economics and responsibilities depend on the agreement.
Responsibilities vary by program and provider. Define them explicitly; integrating a payment tool does not automatically transfer every obligation away from your platform.
That depends on provider eligibility, underwriting and supported integrations. Discuss the full merchant mix before promising availability to customers.