Agents & ISOs

Build Your Payments Portfolio with Payline

More approvals. Better technology. Real support.

Whether you’re an independent agent, ISO, association, referral partner, or sales organization, Payline provides the processing solutions, technology, and support needed to help you close more merchants and build recurring revenue.

With over 15 years in payments, Payline combines competitive processing, modern merchant onboarding, and access to a broad network of processing partners to help you grow your business.

Why Payline

High-risk merchants need more than just a processor

15+ Years in Payments

15+ Years in Payments

Low-Risk & High-Risk Placement

Low-Risk & High-Risk Placement

Digital Merchant Onboarding

Digital Merchant Onboarding

Dedicated Partner Support

Dedicated Partner Support

Multiple Processing Partners

Multiple Processing Partners

Why Agents Choose Payline

✓ More Approval Opportunities
Access multiple processing options for low-risk, mid-risk, high-risk, and hard-to-place merchants.

✓ Faster Merchant Onboarding
Reduce paperwork and friction with digital applications, eSignatures, document collection, and identity verification.

✓ Dedicated Partner Support
Work directly with a team that understands payments and helps with pricing, underwriting, merchant placement, and merchant support.

✓ Modern Technology
Leverage Payline’s onboarding platform to create a better experience for both merchants and sales partners.

✓ Residual-Focused Partnerships
Build a long-term recurring revenue stream while helping merchants find the right payment solution.

✓ Flexible Processing Solutions
Offer solutions for retail, eCommerce, recurring billing, ACH, high-risk, and specialty merchants.

Who We Work With

Independent Agents

Build your portfolio without the overhead of running an ISO.

ISOs & Sales Organizations

Expand your processing options and increase merchant approval opportunities.

Associations

Create new revenue streams by offering payment solutions to your members.

Referral Partners

Monetize merchant relationships without becoming a payments expert.

Industry Consultants

Add payment processing as a valuable service for your clients.

How It Works

1. Submit the Merchant

Send a digital application or collect information directly from your prospect.

2. Gather Documentation

Securely collect statements, IDs, voided checks, and supporting documents.

3. Underwriting Review

Our team reviews the file and identifies the best processing option.

4. Merchant Approval

Work with one of our processing partners to secure approval.

5. Activate & Grow

Help your merchant start accepting payments while building long-term residual income.

Processing Solutions

Credit & Debit Processing

Credit & Debit Processing

ACH Payments

ACH Payments

Online Payments

Online Payments

Virtual Terminal

Virtual Terminal

Recurring Billing

Recurring Billing

Payment Links

Payment Links

Mobile Payments

Mobile Payments

POS Systems

POS Systems

Gateway Solutions

Gateway Solutions

eCommerce Processing

eCommerce Processing

High-Risk Merchant Accounts

High-Risk Merchant Accounts

Cash Discount Programs

Cash Discount Programs

Surcharging Programs

Surcharging Programs

B2B Payments

B2B Payments

Close More Deals. Keep More Deals.

The best agents don’t win because they have more leads.

They win because they get more merchants approved, boarded, and processing.

Payline helps you:

✓ Increase approval rates

✓ Place difficult merchants

✓ Reduce onboarding friction

✓ Deliver a better merchant experience

✓ Build long-term recurring revenue

Everything we do is designed to help you grow your portfolio faster.

More Ways to Get Merchants Approved

Access a broad network of processing partners and solutions for merchants that don’t fit traditional underwriting boxes.

Technology That Helps You Sell

Modern onboarding tools help reduce delays, improve completion rates, and create a better experience for merchants.

Support That Stays Involved

Our team works alongside you through onboarding, underwriting, activation, and ongoing account support.

Built for Long-Term Growth

We focus on helping partners build sustainable recurring revenue and lasting merchant relationships.

FAQs

No. While many of our partners come from the payments industry, it's not required. We provide onboarding, training, sales resources, and ongoing support to help you succeed. Whether you're an experienced ISO, an independent sales agent, or a referral partner entering the space for the first time, our team is here to help.
Yes. Payline supports both low-risk and high-risk merchant accounts through a network of processing partners. We can help place merchants across a wide range of industries, giving you more opportunities to approve deals and earn residual revenue.
Absolutely. Our team assists with application review, underwriting guidance, documentation collection, and processor placement. We work alongside our partners throughout the process to help get deals approved quickly and efficiently.
Yes. We support virtually every business model, including retail, eCommerce, mobile, B2B, subscription, and omnichannel merchants. Our processor network allows us to match each merchant with the right solution based on their needs.
Partners earn ongoing residual revenue based on the merchants they refer and board. Residuals are paid monthly and continue for as long as the merchant remains active. We provide transparent reporting so you can easily track your portfolio and earnings.
We combine technology, processor choice, and hands-on support. Unlike many ISOs that push a single processor, Payline gives partners access to multiple processing platforms, underwriting resources, digital onboarding tools, and dedicated support teams. This allows you to place more merchants, close deals faster, and build a larger residual portfolio with less operational burden.
Get started

Ready to Grow Your Payments Business?

Join the thousands of merchants and partners who trust Payline for payment processing. Get access to competitive pricing, modern technology, flexible merchant placement, and a team committed to helping you succeed.