Why merchants choose the Payline Virtual Terminal
Accept payments remotely
Manually key in card-not-present transactions (MOTO), process refunds, voids, authorizations, and settlements—all using only a web browser on your laptop, desktop, or mobile device
Secure by design
Built-in P2PE encryption and patented tokenization replace sensitive card data with secure tokens throughout the transaction process
Recurring billing made easy
Save customer profiles, schedule automatic charges, and reduce declines with Card Account Updater
Seamless integration
Works with physical terminals, mobile apps, and back-office dashboard—for unified reporting and device integration
A terminal that works for your business
- Mail-order & telephone-order merchants
- Remote service providers (consultants, installers, remote support)
- Subscription-based businesses
- Backup payment method when in-store systems are down
Key features at a glance
Manual card entry: Secure input for remote payments
PCI-grade security: Tokenization + P2PE encryption for data protection
Customer data storage: Convenient return billing, recurring payments, and customer profile saving
Multi-user access: Browser-based terminal supports multiple operators concurrently
Reporting & reconciliation: Access transaction, batch, and funding reports across dashboard and app
How it works
What Payline adds
Transparent Interchange‑Plus pricing & fast funding
Combine virtual terminal access with cost‑efficient processing and quick deposits.
Preconfigured setup
We activate your account and virtual terminal—no manual setups required.
Unified dashboard
View virtual terminal, terminal, and merchant activity together in your Payline portal.
24/7 U.S.-based support
Our Chicago team helps with configuration, recurring billing, and virtual terminal training anytime.
Join the more than 20,000+ Happy Payline Customers
“It is user-friendly. Payline deposits in our bank account is an advantage. The additional security codes provide a layer of protection.”
Rebeca C.“Payline helps our accounting team balance financial reports by managing financial transactions such as payments and refunds. Essentially, it's a straightforward method to manage all of our purchases and sales within a single app.”
Arindam B.“Their quick service and easy to get a hold of. They also have their own gateway with an API to access it.”
Stan T.“Payline makes transactions such as payments, refunds, and helps our accounting team reconcile financial reports. Basically, it is an easy way to track our purchases and sales in one app.”
Verified User“The structure of Payline is very easy to use.”
Verified User“Buffy, out account representative. She is just AMAZING. Always gets back to us on time and is very helpful! I will not go back to any other merchant service provider. Customer service and clarity is what every business needs and looks for. With Payline you are guaranteed to have all that, We are very happy with Payline.”
Verified User“Our rep. Buffy is the best. She is always quick to respond and help with any situations that we have. We also like the next day deposit availability.”
Verified User“Easy credit card processing system that allows a fast pace work environment with no delay.”
Verified User