High Risk Accounts


Payline offers a simple, painless application to help our high risk experts create a custom solution for your business.


High risk redit card processing is complicated, but Payline makes it easy. We leverage our 20+ banking partnerships to get you a merchant account that lasts.


The high risk world is tricky, but we have done our homework. We take the time and care to walk you through your options and make sure the solution you choose is the perfect fit.

High risk accounts that we support

Verticals that we offer

  • Travel
  • Tobacco
  • High ticket and large delivery times
  • CBD
  • Credit Repair
  • Vitamins/Supplements
  • And much more!

Get Started
Third Party Payment Processors; Pros and Cons
Chargeback Meaning


Keep Your Chargebacks Under Control

Excessive chargebacks can derail your processing before you even have a chance to get started. Payline’s robust, chargeback prevention platform monitors your merchant account in real-time to help you battle chargebacks and win back more revenue.

Our automated, intelligent chargeback representment and CRM integration allow us to do the dirty work so you can focus on growing your business.

Don’t Get Left In the Dark

While factors such as poor business or personal credit, excessive chargebacks, MATCH list, and irregular or large transaction amounts can make it difficult to find a payment solution, most businesses are classified as high risk due to their industry or products and services they offer.

Most traditional processors and banks believe these business types have a high rate of failure and generally shy away from offering them a merchant account. Payline takes on the risk that other processors won’t so you can worry about more important things – growing your business.

Card not present

Create better high risk payment experiences.

Get Started With Payline


Seamless Integration Options

Maintaining a seamless checkout experience for your customers is not only important for business, but also for your security. Payline’s high risk payment gateway options provide 175+ Online Shopping Cart Integrations for pain-free connectivity with most online shopping cart providers. For businesses looking for a more flexible gateway solution, our developer-friendly APIs give you full customization and control over accepting payments.

Square vs QuickBooks
Merchant Holds

Choose A Gateway That Fits Your Needs

Because high risk businesses come in all shapes and sizes, Payline offers 2 gateway solutions – NMI and Authorize.net. Some of the benefits include:

  • Network Merchants Inc. (NMI) – With their load balancing feature, manage multiple merchant accounts through one gateway and automatically route transactions to specific accounts.
  • Authorize.net – Authorize.net is the largest, most popular gateway in the industry. In addition to their list of quality, user-friendly features, they offer numerous integration options for easy set-up.

Sign Up Now


Let's getin touch

I've gotquestionsaboutSmall Business Solutions

Sales Team
Online now