In-Person Payments
Accept payments at the counter or wherever you serve customers, with terminal and POS options suited to your business.
The services behind every payment
Merchant services bring together the financial relationships and technology your business uses to accept electronic payments. That can include a merchant account, card processing, a payment gateway, terminals, and tools for remote or recurring payments.
Payline helps you choose a setup based on what you sell, how customers pay, and what your business needs as it grows.
Accept payments the way your customers buy
Choose payment options that fit your sales channels—from the checkout counter to online orders and repeat billing.
Online Payments
Give customers ways to pay remotely, with options such as online checkout, payment links, and integrated payment experiences.
Recurring Payments
Collect repeat payments for subscriptions, memberships, and ongoing services with a billing setup that fits your schedule.
ACH Payments
Offer eligible bank-account payments alongside cards for supported invoice, one-time, and recurring payment needs.
Put the right payment tools to work
Your payment setup should support the way you run your business. Explore the tools that fit your checkout, billing, and day-to-day operations.
Payment Gateway
Connect an online checkout or payment application to your processing setup. Gateway options and integrations depend on the solution selected.
Virtual Terminal
Take remote or phone payments through a browser-based payment interface, with features determined by your selected solution.
Payment Links
Share a link that takes customers to a payment page, helping you collect payments without building a full checkout experience.
Terminals and POS
Find payment hardware for your counter, service environment, or mobile workflow.
Available features, reporting tools, and payment methods vary by processing solution.
Start with a processing relationship that fits
Your industry, sales model, transaction sizes, and processing history all help determine the right merchant account setup.
Payline helps you navigate the application and review process and explore processing options for standard-risk and harder-to-place businesses. Approval and account terms depend on the business and processing provider.
High-risk merchant accounts are placed through multiple providers and are not sponsored by Fiserv or its related sponsor banks.
Understand what goes into your processing costs
With interchange-plus pricing, interchange is passed through alongside the provider’s processing margin. Other applicable fees also contribute to the total cost.
Compare the full pricing structure against your transaction volume, average sale, and payment methods so you can understand what you’re paying for.
Payment options backed by practical support
A setup built around your business
Start with your sales channels, customers, and processing needs, then choose the payment tools that fit.
Options for different processing needs
Explore standard-risk and high-risk processing paths through Payline’s processing relationships, subject to underwriting.
Help getting started
Get guidance on your application, supporting information, and payment setup so you understand the next steps.
Merchant services questions, answered
Merchant services are the financial relationships and tools a business uses to accept electronic payments. They can include merchant accounts, payment processing, gateways, terminals, and recurring payment tools.
A merchant services provider helps businesses set up and manage payment acceptance. Depending on the provider and solution, that can include arranging processing, supplying payment tools, and helping with onboarding and support.
Accepting card payments requires a merchant processing arrangement. Some services use a payment facilitator model, while others provide an individually underwritten merchant account. Payline can help you understand the available options for your business.
A payment processor handles transaction processing, while a gateway connects a checkout or payment interface to the processing system. These services may be offered together as part of a payment solution.
Payline offers options for both online and in-person payment acceptance. The right combination of hardware, software, and processing depends on your business and the solution selected.
Payline helps high-risk and harder-to-place businesses explore processing options through multiple providers. All applications are subject to underwriting, and approval and terms vary.
Costs depend on your processing solution, payment methods, transaction activity, and account terms. Review processing charges, recurring fees, and any hardware or software costs together when comparing options.