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Discuss Your Payments Platform
FOR SOFTWARE COMPANIES & ISVs

A Better Payments Model for Software Companies.

Keep the simplicity of embedded payments. Gain more control over economics, merchant placement and the customer experience.

Discuss Your Payments Platform
Gateway + onboarding · Negotiated revenue participation
YOUR SOFTWARE PLATFORM
One experience.
More possibilities.
01
OnboardApplication + verification
02
TransactGateway + payment APIs
03
GrowMerchant processing + revenue

Capabilities depend on the selected provider and integration.

A MORE USEFUL PAYMENTS PARTNERSHIP

Your platform has grown. Has your payments model?

Compare merchant fit, revenue participation and onboarding as your SaaS platform grows.

01

Payments economics

Explore negotiated revenue participation tied to merchant processing.

02

A defined partner model

Agree who handles merchant review, support and contractual responsibilities.

03

Gateway & payment APIs

Build the payment flows your product and merchants need.

04

Digital merchant onboarding

Connect applications, documents and review to your customer journey.

05

More placement flexibility

Evaluate eligible merchants across appropriate provider relationships.

ECONOMICS BUILT AROUND YOUR PLATFORM

Turn processing into
platform revenue.

Add negotiated payments revenue alongside subscriptions.

Compare revenue share, merchant pricing, integration costs and support together.

A COMMERCIAL CONVERSATION

Standard provider model

Start with the provider’s packaged pricing and revenue options.

Payline partner model

Discuss merchant-specific processing and negotiated participation under your agreement.

Economics vary with merchant mix, volume and program terms.

THE TRANSACTION LAYER

Build payments
into your product.

Connect the transaction tools your customers need.

Move money

Card payments and eligible ACH. Authorize, charge, capture, void and refund.

Support repeat business

Recurring billing and tokenized stored payment methods through the Customer Vault.

Offer more ways to pay

Invoicing, hosted checkout/payment links and virtual terminal workflows.

Keep your product in sync

Transaction reporting through the Query API and event notifications through webhooks.

Confirm gateway configuration, processor support and merchant eligibility during scoping.

View gateway developer documentation
MERCHANT ONBOARDING API & DIGITAL WORKFLOWS

Connect merchant
onboarding.

Choose hosted, embedded or API-driven onboarding for applications, documents, verification and status.

Scope it separately from the gateway. Confirm API access, status updates and provider routing before development.

Discuss Your Payments Platform
COLLECT

Application + documents

A digital experience for merchant and ownership information.

VERIFY

Identity + business checks

Connect supporting evidence to the merchant review.

COORDINATE

Status + provider fit

Plan the handoff to underwriting and eligible processing paths.

MORE THAN ONE UNDERWRITING BOX

More paths for
your merchant mix.

Payline evaluates provider relationships suited to your merchants’ industries, business models and processing histories.

Approval depends on underwriting, provider availability and gateway compatibility.

Focus on your software.

Your team owns the product experience. Payline coordinates placement; the applicable provider decides underwriting.

Your program agreement defines responsibilities and liability.

MAKE THE NEXT MOVE PRACTICAL

Already using Stripe or Braintree?

Review your payment flow, APIs, onboarding, merchant mix and commercial terms. Then plan the migration and support model.

01 / Review your stack02 / Scope the work03 / Plan the rollout

Assess tokens, subscriptions and merchant accounts separately. Portability and migration are not automatic.

Discuss Your Payments Platform
FROM CONVERSATION TO PROCESSING

Here’s how we get started.

  1. 01

    Understand

    Review your current payments stack.

  2. 02

    Design

    Agree integration and commercial terms.

  3. 03

    Integrate

    Connect gateway and onboarding flows.

  4. 04

    Launch

    Validate and migrate eligible merchants.

  5. 05

    Grow

    Build your payments revenue stream.

Good questions

Know where you stand.

Yes. Payline coordinates merchant placement and the provider decides underwriting. Your agreement defines your support, compliance and other responsibilities.

Compare negotiated participation with your current terms, merchant mix, volume, integration costs and support needs. Savings and revenue share are not guaranteed.

No. The gateway handles transactions; onboarding collects applications and supports review before activation. Confirm documentation and access separately for your program.

Assess eligibility, agreements, integration, token portability and reboarding with both providers. For subscriptions, use the recurring billing migration checklist. Migration is not automatic.

Potentially. Payline evaluates other eligible placement paths, subject to underwriting and integration compatibility. Approval is not guaranteed.

LET’S BUILD WHAT’S NEXT

Let’s map your next payments model.

Tell us about your platform and current provider. We’ll discuss economics, integration requirements and your merchant mix.

  • A focused conversation about your business
  • Clear next steps for the right program
  • No merchant approval or commercial commitment implied

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