A Better Payments Model for Software Companies.
Keep the simplicity of embedded payments. Gain more control over economics, merchant placement and the customer experience.
Discuss Your Payments PlatformMore possibilities.
Capabilities depend on the selected provider and integration.
Your platform has grown. Has your payments model?
A bundled provider can be a useful starting point. As your merchant base grows, revenue participation, underwriting fit and the onboarding experience deserve a closer look.
Payments economics
Explore negotiated revenue participation tied to merchant processing.
A defined partner model
Monetize payments without becoming the merchant underwriter.
Gateway & payment APIs
Build the payment flows your product and merchants need.
Digital merchant onboarding
Connect applications, documents and review to your customer journey.
More placement flexibility
Evaluate eligible merchants across appropriate provider relationships.
Your software creates value.
Your payments model should reflect it.
Explore negotiated revenue participation tied to your merchants’ processing. Evaluate your installed base as a payments revenue opportunity alongside your subscription business.
Compare the full model—revenue share, merchant pricing, integration effort and support—not just a headline transaction rate.
Standard provider model
Start with the provider’s packaged pricing and revenue options.
Payline partner model
Discuss merchant-specific processing and negotiated participation under your agreement.
Actual economics depend on merchant mix, volume and program terms. No blanket savings claim.
A full payment gateway.
Beyond the merchant application.
Build payments into the product your customers already use. The Payline gateway documentation covers the transaction and operational tools below.
Move money
Card payments and eligible ACH. Authorize, charge, capture, void and refund.
Support repeat business
Recurring billing and tokenized stored payment methods through the Customer Vault.
Offer more ways to pay
Invoicing, hosted checkout/payment links and virtual terminal workflows.
Keep your product in sync
Transaction reporting through the Query API and event notifications through webhooks.
Availability depends on gateway configuration, processor support and merchant eligibility. Confirm the required capabilities during integration scoping.
View gateway developer documentationConnect the journey
before the first transaction.
Choose the hosted, embedded or API-driven onboarding approach that fits your platform. Under’s digital workflows support application data, documents, verification and application status.
Scope onboarding separately from the transaction gateway. Confirm API access, supported status updates and provider-routing requirements for your program before development.
Discuss Your Payments PlatformApplication + documents
A digital experience for merchant and ownership information.
Identity + business checks
Connect supporting evidence to the merchant review.
Status + provider fit
Plan the handoff to underwriting and eligible processing paths.
A processor’s limits
shouldn’t define your customer base.
Different industries, business models and processing histories can need different provider relationships. Payline can evaluate appropriate placement paths for eligible merchants across your platform.
Approval is not guaranteed. Provider availability and gateway compatibility determine which paths can be supported.
Monetize payments without becoming the merchant underwriter.
Your team focuses on the product and customer experience. Payline and the applicable provider handle merchant placement and underwriting under the selected partner structure.
Responsibilities and liability remain governed by the applicable program and agreement. This is not a zero-obligation model.
Already using Stripe or Braintree?
Start with your current payment flow. We’ll discuss API requirements, onboarding, merchant mix, commercial terms and the support model—then map a realistic migration approach.
Existing tokens, subscriptions and merchant accounts need a specific migration assessment. No automatic portability or zero-work migration is promised.
Discuss Your Payments PlatformHere’s how we get started.
- 01
Understand
Review your current payments stack.
- 02
Design
Agree integration and commercial terms.
- 03
Integrate
Connect gateway and onboarding flows.
- 04
Launch
Validate and migrate eligible merchants.
- 05
Grow
Build your payments revenue stream.
Know where you stand.
A partner model can let your software offer payments while merchant underwriting and placement sit with Payline and the applicable provider. Your agreement defines the remaining responsibilities, including support and compliance obligations.
That requires a commercial comparison. Payline can discuss negotiated revenue participation against your current arrangement, merchant mix, processing volume, integration costs and support needs. No universal savings or revenue-share percentage is promised.
No. The transaction gateway handles payments. Merchant onboarding collects application data and supports review before activation. We scope the hosted, embedded or API-driven onboarding approach separately and confirm documentation and access for your program.
We’ll review the current integration, merchant agreements, underwriting needs and payment-data portability. Token transfers, reboarding and migration effort depend on the providers and configuration. A phased rollout may be appropriate; migration is not automatic or zero-work.
Payline can evaluate other placement paths where appropriate. Approval is not guaranteed. Availability depends on the merchant, provider eligibility, underwriting and integration compatibility.
Let’s map your next payments model.
Tell us about your platform and current provider. We’ll discuss economics, integration requirements and your merchant mix.
- A focused conversation about your business
- Clear next steps for the right program
- No merchant approval or commercial commitment implied