24 January 2019
What You Should Know Before You Process Credit Cards
Businesses know they must have a system to process credit cards. That’s a given in today’s market where credit is still king. Knowing how to properly process credit cards is a major factor when considering how payments can boost your bottom line. Processing credit card payments come with a list of terms and fees that merchants …
17 January 2019
Understanding the Pitfalls of High Risk Credit Card Processing
In the payments world, there’s one key buzzword that no business wants to think about but must always consider: risk. In fact, this hot topic has paved way for an entirely new industry: high risk credit card processing. For any high risk business, securing a merchant account via a traditional processor can be complicated. Risk …
04 October 2018
What Is a Chargeback and Why Do They Happen?
What Is A Chargeback? Chargeback is a term that every merchant knows, but not all understand the nature of this costly industry problem. To fully understand how to stop them from occurring, merchants must take a deeper dive into what is a chargeback. A chargeback refers to funds being returned to a cardholder for a …
26 September 2018
Inside Mobile Payment Services: What Merchants Need to Know
A mobile payment service can take many forms: Payments taken at the countertop point-of-sale, in-app, online, or through a mobile POS. This diverse payment processing market is evolving at a rapid pace today. To truly understand why mobile payment services matter for your business, you must first understand what exactly constitutes this type of payment …
27 June 2018
What Merchants Should Know About Credit Card Processing Services
Merchants today are bombarded with choices. Besides choosing the right credit card processing services for your business, you also have to determine how to design your online storefront, how to market your products and how to position your checkout pages. And that’s just the tip of the e-commerce iceberg. The real substance is what exists …
11 June 2018
Transforming the Online Credit Card Processing Equation with Integrated Payments
The online credit card processing experience is no longer limited to a singular payment channel. Instead, the modern business ecosystem relies on technology that can incorporate integrated payments. The on-demand economy that has sprouted up across the merchant services ecosystem has spurred the need for better, faster, more flexible payment methods. Quickly, the integrated payments …
13 April 2018
How to Accept Payments Online and Reduce Friction
In a digital-first ecosystem, businesses have one common problem they’re trying to solve: reducing friction points across the online shopping experience. When businesses consider how to accept payments online, this must be the first hurdle to overcome. Besides attracting customers, growing revenue and building brand affinity, the last item to tackle on a business’ to-do …
18 January 2018
Click or Brick: Is Ecommerce the Clear Winner of Retail?
For today’s consumers, ecommerce shopping seems to be all the rage. With the frequent news in the payments industry about ecommerce trends and the mobility of payments, it’s not unlikely that one might assume that ecommerce is disrupting retail and will wipe out brick-and-mortar retail as we know it sooner rather than later. Or will …
05 January 2018
Positive Impact Recap | Human Rights Initiatives
For our Positive Impact December 2017, the Payline Giving team focused on human rights initiatives by working with Chicago-based Heartland Alliance. Heartland Alliance is one of the world’s leading anti-poverty organizations, working in communities in the U.S. and abroad to serve those who are homeless, living in poverty, or seeking safety. The organization provides a comprehensive array …
27 December 2017
Accepting Credit Card Payments: A 2017 Review
Preparing for a new year means taking stock of what happened in the past 365 days. 2017 brought a lot of updates within the payments industry, and it is important to note the most significant payments moments and consider how they will affect businesses going into the new year. Learning from the past as we …