PayPal Fee Calculator. How to Find One and PayPal Review

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This article will discuss how to find a Paypal fee calculator and other information regarding PayPal’s fees for payment processing. Additionally, this article will discuss some pros and cons of using PayPal and how to maximize it as a payment processor for your business. Finally, this article will demonstrate how Payline is a better alternative to PayPal.

How to Find a PayPal Fee Calculator

Unfortunately, PayPal does not offer a cost calculator on its website where you can easily calculate the cost of using their payment processing. You have two options, though. First, you can search for a third-party website with a PayPal fee calculator. However, these are not run by PayPal, so they might not be accurate. Click here to be redirected to one such website.

Secondly, you can click here and view PayPal’s merchant fees on their website. You will need to know precise information about the payments you are processing. This is because PayPal has a more complex pricing scheme that results in very different fees depending on the circumstances. 

What PayPal Offers As A Payment Processor

There are various benefits to using PayPal as a payment processor for your business. First, PayPal is a very easy-to-use payment processor that your business can easily use.

PayPal is easy to use because it offers flat rates for payment processing. PayPal not only can process domestic cards but also can process a wide variety of international cards as well. 

Processing international cards comes with additional per-transaction fees. While PayPal will take a more significant percentage of international transactions, your business will not have to turn away international customers.

Additionally, PayPal is a widely recognized and trusted brand that your customers will be more than willing to work with. There are also a variety of ecommerce integrations available with PayPal that can allow your business to harness the potential of online markets. PayPal’s ecommerce plan costs $30 a month. 

PayPal also does not charge you additional fees, unlike other payment processors. PayPal offers pay-as-you-go processing, so there is no requirement for either monthly or annual fees. Additionally, PayPal does not charge you additional fees for setup, terminating your service, or PCI Compliance.

Limits of PayPal

There are some limits to using PayPal as a payment processor for your business. One is that PayPal does not have 24/7 customer service over the phone. This can be a problem if there is an issue with your payment processing and you need it to be resolved as quickly as possible.

Another issue is that PayPal has a relatively complicated pricing scheme. This means it will require more time and effort on your part to research what PayPal fees and services would apply to your business. 

PayPal offers complimentary readers when you sign up when it comes to processing hardware. But the basic mobile card reader PayPal offers is not EMV compliant, and as such, they will hold your funds if you process more than $500 in a week. 

How To Get The Most From PayPal

While there is no PayPal fee calculator, there are a few tips and tricks for you to maximize the value of PayPal payment processing for your business. One option you have is to increase the prices of your goods or services to pass on the payment processing cost to your customers.

You could also transfer your funds from your PayPal account into your checking account rather than to your debit or credit card to avoid PayPal’s transfer fees. 

Another option is to bundle customer purchases to minimize the amount PayPal takes per transaction. This could be accomplished by offering customers product bundles that are cheaper than buying the same amount of product individually. 

Finally, you should talk with your tax expert to see if payments to PayPal are tax deductible for your business. 

What Makes Payline Different

Lack of Excessive Fees

Much like PayPal, we at Payline want to avoid charging you excessive fees, unlike many other payment processors. We do not charge you extra for setup, termination of service, or PCI Compliance. We want to make our service as easy as possible, and getting rid of these fees is one way we seek to accomplish this. 

Free Trial

Here at Payline, we strive to back up what we say with action. To do this, we offer all new users a free trial with which they can try our payment processing and see if it is the right fit for their business. 

Welcoming High-Risk Businesses

If you work in more high-risk businesses such as travel, tobacco, or cannabis, Payline can help find a solution for you with a straightforward application process. 

24/7 Customer Support

Unlike PayPal, we offer 24/7 customer support over the phone. If you are having an issue using your Payline service, we want to know as soon as possible so we can fix the problem. Support can also be reached via email. 

We Do Not Hold Your Funds

With Payline, you get your funds the very next day. There is no risk of us holding your funds which processors such as Paypal may do under certain circumstances. It is your money at the end of the day, and we want you to have access to it as soon as possible. 

Competitive and Transparent Pricing

While there is no official PayPal fee calculator, you can easily find a free estimate with Payline using our cost calculator. Click here to see transparent pricing for our payment processing. Not only is our pricing transparent, but it is much lower per transaction than many other processors, including PayPal

We charge a monthly fee for our service, but these are low, with in-person processing costing only $10 and online processing only $20 monthly. Even with this, we can save your business a significant amount of processing fees. Check out the chart below to see how Payline’s per transaction fees compare to Paypal fees.


PayPal is a simple and well-recognized brand that can assist your business with payment processing. Unfortunately, there is no official PayPal fee calculator that you can easily use to estimate your fees. But with Payline, you can quickly check out how much you can save with Payline. So if you would like to know, please do not hesitate to contact us for more information.

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