Why merchants choose the Payline Virtual Terminal
Accept payments remotely
Manually key in card-not-present transactions (MOTO), process refunds, voids, authorizations, and settlements—all using only a web browser on your laptop, desktop, or mobile device
Secure by design
Built-in P2PE encryption and patented tokenization replace sensitive card data with secure tokens throughout the transaction process
Recurring billing made easy
Save customer profiles, schedule automatic charges, and reduce declines with Card Account Updater
Seamless integration
Works with physical terminals, mobile apps, and back-office dashboard—for unified reporting and device integration
A terminal that works for your business
- Mail-order & telephone-order merchants
- Remote service providers (consultants, installers, remote support)
- Subscription-based businesses
- Backup payment method when in-store systems are down
Key features at a glance
Manual card entry: Secure input for remote payments
PCI-grade security: Tokenization + P2PE encryption for data protection
Customer data storage: Convenient return billing, recurring payments, and customer profile saving
Multi-user access: Browser-based terminal supports multiple operators concurrently
Reporting & reconciliation: Access transaction, batch, and funding reports across dashboard and app
How it works
1. Customer places order via phone or email.
2. Merchant logs into Virtual Terminal on any web browser.
3. Enter card and transaction details.
4. Process transaction—approve, void, refund instantly.
5. Email receipt, save profile, or set up recurring payment—all from one secure screen.
What Payline adds
Transparent Interchange‑Plus pricing & fast funding
Combine virtual terminal access with cost‑efficient processing and quick deposits.
Preconfigured setup
We activate your account and virtual terminal—no manual setups required.
Unified dashboard
View virtual terminal, terminal, and merchant activity together in your Payline portal.
24/7 U.S.-based support
Our Chicago team helps with configuration, recurring billing, and virtual terminal training anytime.
