Why is my card being declined?

Having your credit card declined is not a good feeling. It is always good to have backup credit cards or debit cards, but here are some reasons why it may be getting declined.

You’ve Reached your Credit Limit

As you likely know when you apply for a credit card, you are given a limit of how much you can keep on that card. This number is a reflection of your credit score.

You’re behind on payments

If you don’t make your payments on time, your card can stop you from taking it, and that is why your card is not working.

Your purchase was marked as Fraud

Fraud is a huge factor in the world these days as everything moves online. You can call the number on the back of the card to confirm.

Ways to prevent your card from being declined

If your card is getting declined a lot, sign up for alerts.