Picking a Payment API Solution to Power Your Business Growth

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There are a lot of choices to make when onboarding a payments solution that works for your business. This includes determining which type of payment API solution can make your business run smoother and faster.

To start, your business leaders must determine the answers to a few questions: How do we plan on integrating a payments API? Can our software handle new capabilities? Does our system allow for seamless onboarding and flexible funding? Do we want to facilitate payments within our software platform?

Luckily, the answer to those questions can be found within Payline I/O, a payments API equipped with Payline’s integrated online payment processing solution.

Payline I/O is a payments API offering secure integration, instant on-boarding, and flexible funding for greater control over key aspects of the payment experience. This newly-released product in the market is just one way Payline is working with businesses to power their payments in a modern, flexible environment in order to adapt to changes across the payments and commerce ecosystems.


What a Better Payment API Solution Looks Like

When looking for the right payment API-based solution, your business must find one that meshes with the needs of today’s ever-changing software platforms that must offer a multitude of payment methods for their customers.

What Payline I/O is bringing to the payments market is a product that fits into today’s evolving payments industry — a solution with flexibility, security and better control over the payments experience.

When evaluating any payments API, your business team should think about what gaps might exist within your current system or processes that may need upgrading. Beyond that, you should start thinking about how a Payment API solution can scale your business in a way that allows you to grow, while onboarding customized solutions that speed up your payments process.

On the backend of the process, having a payment API that provides control over the entire experience (from end-to-end) will appease your COO and CTO. But the best part? On the front-end of the process, your customers will have a refined user experience because of the built-in flexibility of the payments API. All of this matters for customer satisfaction, acquisition, and retention.

The right payment API-based solution also comes with the security measures required to process payments online in today’s breach-filled world. Payline I/O, for example, provides users with a Level 1 PCI compliant vault. This means your software platforms will process payments securely, regardless of the type of payment. This includes tokenizing payment methods for recurring or subscription services. For businesses that need to onboard and accept payments quickly, Payline I/O ’s highly-customizable nature enables this ability.

Four Key Features of Payline I/O

  • Dynamic Funding: Control the timing of settlement and funding to create a better payment experience for both buyers and sellers.
  • Multi-Account Fund Disbursement: Settle funds to multiple sub-merchant bank accounts on-the-fly for more flexible funding options.
  • Flexible Price Configuration: Configuring billing, fees, and payment-splits to accommodate a wide variety of business and pricing models.
  • Broad MCC Code Coverage: Underwrite most low-to-moderate risk businesses to serve more markets, acquire more customers and grow faster.

Why does this matter for your business?

“Payline I/O is the optimal solution for any business that wants to grow top-line revenue and improve profits through payment processing fees,” said Jeff Shea, Payline CEO, and co-founder.

Grow Your Business

Anna Kragie is a content contributor for Payline Data. She previously wrote for PYMNTS.com, as a Sr. Content Producer, where she focused on financial services and payments innovation, fraud and security, emerging payments, and FinTech news, research and thought-leadership content across the payments industry.

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