Many different businesses choose to use Paypal as their payment processor. This is often because Paypal is easy to use and straightforward. While these are important, there are limits to what Paypal can offer your business. There are many different options for you to choose from for your business. Factors such as customer service, high-risk …

As a small business, you have to take extra steps to protect yourself. Here is what you should know about high-risk processing for credit cards. Recent statistics suggest chargebacks are increasing, as much as 41% every two years. This is a big problem for a small business. However, for companies who experience high-risk processing, this …

Merchants love predictability. Knowing what to expect from the market allows for solid planning and reliable, stable growth. Of course, predictability isn’t something we’ve been able to enjoy that much lately. Regarding payments technology in 2022, you could say “inconsistency” is the key word. Others might say “confusion,” but it could be considered a matter …

As manual transactions are slowly being replaced by card-not-present transactions, chargebacks are becoming an inevitable part of personal transactions. Therefore, the need to resolve disputes between merchants and customers is more important than ever. Follow along to learn about chargebacks and why they are the primary tool banks are using to resolve payment disputes.  What …

As you most likely know, finding credit card processing for cannabis is tricky. Sure, there are some alternative methods on the market, but not truly credit cards. Payline now resells a solution that has worked with a tier-one bank and the major card brands to collaborate on a complaint and sustainable solution. Why is credit …

A chargeback is a refund processed by a card issuer for a customer who has disputed a transaction on their credit or debit card statement. How does a Chargeback Work? If a cardholder contacts their issuer to dispute a transaction, the issuer will initiate a chargeback against the merchant. The issuer will then reverse the …

We have all heard of credit card processing where traditional banks process electronic, debit cards, credit cards, and ATM payments. However, many people have not heard of dispensary credit card processing that is done for the purchase of marijuana. Dispensary credit card processing is an innovative cannabis or marijuana credit card processing method that serves …

A chargeback is a way for consumers to speak up against a product or service they aren’t happy with. They may find the terms and conditions of the offer to be different from what they received. There is a reason why they aren’t happy with the outcome. A chargeback meaning in banking indicates the charge …

Processing Reserves Explained Merchants sign many agreements when setting up a new business. While establishing a merchant account with a payment processor, it’s necessary to read through all the agreement terms and conditions so you thoroughly understand any policies that determine if your account is deemed high-risk and will be subject to a processing reserve. …

While accepting online payments provides users with loads of convenience, they can also be the source of many disputes. No matter which industry you are in, implementing steps for business fraud protection is a must. Fortunately, many steps could help you guard your payments and protect your business from fraud.  Instead of utilizing just one …