People with vision run today’s world: People who take risks, maximize every opportunity and prioritize results and goals. But what separates the beginners from the pros is not just the size of their portfolios and bank accounts, it is how they do business and with whom they do business in their every day life.
If you are working or freelancing, then you are already on your way to a better future. If you are a small business owner, you are making that way possible for you and other people. And if you are a parent, you already see the future in your kids. But many online banking options want to take advantage of your desire for convenience and ease without actually giving you the security and safety which can only be offered by a trusted, established bank. Someone has to have your back.
That’s why Capital One is here.
Capital One Bank of the Future
A number of mobile and online banking start-ups have popped up in recent years, promising cool new innovations to entice new users to support them. But as many financial experts and successful entrepreneurs know, the only way you can take risks is by protecting yourself first. While newcomers in the industry proclaim to be the future of banking, what they’re really saying is they’re not as successful and reliable as industry leaders right now.
Like you, they’re also unsure about the future. That’s why they need you to sign up. But Capital One is and has always been the Bank of the Future. And Capital One is what you need to get there.
Capital One is one of the largest banks in the United States, Canada, and the United Kingdom today. Based in Mclean, Virginia, Capital One is known by financial experts and practitioners as a bank that prioritizes innovations in technology and services.
Founded in 1994, Capital One has shot to the list of the Forbes 500 in quite a short time. It has always been at the forefront of technological advancement. It led to the charge in the introduction of credit cards to the general public, remaining one of the five highest issuers of credit cards in the banking world. Today, It is offering a wide array of options for credit transactions, whether you want a credit card for shopping, travel, business, or you simply want to build good credit.
Capital One has yet to stop in its quest to make the future of banking accessible to its users with its online portal. At present, Capital One customers are able to enjoy credit card transactions, checking and savings, auto and business loans, and commercial banking from the comfort of their homes, in transit, or anywhere else they choose.
By opening a 360 Online Savings Account, you can access all your banking needs on your phone with no transaction fees and no minimum deposits while having one of the highest savings rates. You can also open a 360 Online Certificate of Deposit (CD) Account if you want a set and forget passive income source. Like the Online Savings Account, there’s no minimum balance required, and your returns and earned interests are guaranteed without any market risk. Each deposit is also insured by the FDIC.
Capital One also offers a 360 Online Checking Account which enables you to bank securely every hour and every day without monthly fees or maintenance fees. You also have the option to get the money you earned two days earlier than the average payday. They also give you the option about what happens when you accidentally overdraft in your 360 Online Checking Account. Your 360 Online Account can also enable you to send money to anyone with the Zelle app. The digital payment app Zelle enables users to send and receive money through the comfort of their phones.
Capital One Sign In
With each Capital One sign in, you can get closer to the future you want for you, your business, and your family, and without the risk of dealing with unknown entities with vague promises and secret conditions. From multinational corporations to small businesses in your local town, Capital One has many partners who chose to take advantage of the options and opportunities it offers to grow in size and profit.
One of the trailblazing innovations Capital One has to offer is for existing and potential small business owners. Small businesses get an option between two kinds of accounts: both able to access 70,000 ATMs within their network, receive and send out wires, and transact through mobile and online banking. Whether it is the Spark Basic or Unlimited Checking Account, small businesses can rely on a reliable and established bank. Plus, unlike in other banks, you have the option not to be charged fees for each transaction.
Of course, you may consider paying a minimum deposit of $250 for opening an account as a disadvantage, plus a monthly fee of $15 for the Basic Checking account or $35 for the Unlimited Checking account as too steep. But if you are as active and as driven as any successful business owner, you will be saving even more by having all the transactions you need to be free of any additional charge.
If you are a parent and want to teach your children the value of saving and investment, you can also open a Kids Savings Account. Like the 360 Online Savings and CD Accounts, the Kids Savings Account is a high interest yielding account with no minimum balance required. You can automatically schedule deposits for your children’s allowance, and even set up goals and milestones for your kids to be motivated to save their money.
If your kids are teens, then you can enable them to feel empowered in their finances while also maintaining a level of supervision over their financial choices through MONEY. MONEY is a Teen Checking Account that comes with its own mobile app and debit card. Through the MONEY app, parents can transfer money to their kids easily without any transaction fees or minimum deposit requirements. Through the debit card, your children can feel in control of their choices while you still maintain the option to lock or unlock the card if things go wrong.
Capital One’s Online Portal
Through Capital One’s online portal, you can easily access most of what brick-and-mortar banks offer with only your mobile device or computer. Apart from all the services already mentioned, it can be for something as simple as knowing whether you pre-qualify for auto loan insurance before you step inside a car dealership and talk to a salesman through Capital One’s Auto Navigator. Or it could be something as big as accessing commercial lendings, managing treasuries, accessing depositary services, and engaging in capital markets for those who want to invest.
At present, some of the services and opportunities are limited only to a few states, and also, you would have to go to the Bank to open and set up some of the offered types of accounts, unlike in other “mobile and online banking” options popping up recently. But if you are a business owner who is in it for the long haul, you want to go with a Bank which won’t pack up and leave you hanging. Plus, every transaction you engage in gives you rewards which you can then use to access more services, promotional events, and exclusive offers.
As we go further and further into the future, more and more states and locations will be able to access the premier services offered by Capital One. And after your initial transaction opening your account, all you have to do is sign up for Online Access on the Capital One Website. Once you are lined up, you can already enjoy all the things online and mobile “banks” have to offer, only more. So really, you don’t need to ask what the disadvantages really in banking online with Capital One. The only question you really need to ask is: who do you want on your side for your business?
Capital One wants you to take risks and make the most out of every opportunity that comes your way. That’s why if you need a convenient, and trustworthy safety net and financial partner which you can rely on anywhere you go, whenever you want, you are looking for Capital One.
Sign In and Prepare to Take Off
One never knows what the future holds for you or your family, but with the right investments, the right tools, and the right partner, you can at least know that you are in safe hands.
With its range of services, its reputation and its respect for your convenience and security, you can’t do better than Capital One. Sign in now and experience the difference in banking with one of the largest and fastest-growing banks in the United States of America, the United Kingdom, and Canada. Capital One is the Bank of the Future, and it wants to take you there.