Card Reader for Business ” All You Need To Know

People are moving towards the cashless payment system by using cards. The movement is due to the increase in technology and the prevalence of contactless credit/debit cards and eWallets. The option of accepting credit card payments has gone beyond the brick-and-mortar stores; it is now possible for anyone who is doing business to get this mode of payment. The best part is that you will not need a card reader machine and the software for your business to accept card payment. With the growth in technology, companies can use mobile devices to read the cards and receive compensation.

What Is A Mobile Credit Card Reader?

This small device can be attached to a smart device like a phone or tablet through its headphone port or connected via Bluetooth. The card reader allows the device to read and process card payments. It is easy for you to use the card; all you will need to do is swipe or tap the card to the device. In addition, the clients can get a receipt in the form of an e-mail or an SMS. The system allows the clients to make payments quickly and easily.

Options for Readers that Connect To Phones

Accepting the mobile card payment system is not challenging. But for it to work, you need to understand how the system works. When seeking the right mobile card reader for your business, you need to take the vital steps discussed below.

  • Have A Business

It might sound obvious, but having a business is the first thing that mobile credit card providers will check before signing you for the service. It does not have to be a big business even a street vendor can get a mobile credit card payment service as long as they can prove that they have a business running. You need to have a business to get a credit card reader.

  • Choose The Mobile Device

Before you choose a mobile card reader, you will need to select a mobile device compatible with the system you are thinking of using. The best part is that most companies can use it on almost any mobile platform like BlackBerry, Windows Phone, iOS, and Android. However, it is best to confirm so that you do not end up being disappointed.

  • Choose The Credit Card Processing Company

The next step you need to make is to choose the right service for your business. This is the challenging part of the process as you will have to consider the fees, startup cost, and compatibility. When you choose the right credit card company, you will get competitive rates and fast processing. Ensure that you choose a company that will offer you the best rates not to hurt your profits.

  • Set The System Up

Before you use the mobile credit card payment system, you need to ensure that your devices are secure. You can do this by making sure that the system is up to date. You also need to ensure that you have set the plan as needed. That way, you will not end up losing sales.

What to Note When Choosing a Mobile Card Reader

With the many mobile card readers, you might be wondering which one suits you. Note that you need to find the one compatible with your business; here are some pointers to consider when selecting the reader.

  • Feature

Start by determining the features you need to get from your card. Some cards will make fast same-day payment options while others will take a long time. You also need to be sure that the card reader you choose can manage the number of transactions you do in a month. This is especially important for those who make a large number of sales.

  • Encryption

When choosing a mobile card reader, you need to learn of the security that they will offer your business and your clients. The best card reader is the one that has layers of security so that it can ensure that both your business and clients’ data are protected.

  • Fees

The amount of money you have to pay for the credit card fees is another vital point to look into. That is why before you choose any company; you will need to do your research on how the transaction works and the fees that you will be required to pay. Choose a card company that offers reasonable rates.

Companies That Offer the Mobile Credit Card Readers


If you are looking for a company that will remit the funds the same day and is reliable, Square is the company for you to use. The card system is affordable, and they encrypt the card information. The best part is that after processing the data, the software does not store any data. It accepts all major credit cards.


Payline is great for small businesses that need to accept payments on the go. They offer low-cost processing and plenty of mobile terminal options. They are known for their support. 

The use of Shopify POS will accept credit cards on the go or from the retail store. You can use this system to find products, process orders, and take payments. It is no wonder it is a popular payment system for those running an online business. Though it can be costly compared to other systems, it is worth the investment.


As a business owner, you need to keep up with the trends and make sure that you find ways to make it easy for your clients to shop. One of the ways you can do this is by using a mobile card reader. But with so many options in the market, you can have a hard time choosing the one that suits you. That is why you need to take the time to understand the various options and what they have to offer. By doing this, you can choose the one that meets the demand of your business.

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