Pricing

Background

CREDIT CARD PROCESSING

Payline Pricing & Services

Remove the unnecessary confusion and complexity of credit card processing that comes from working with your payments provider. We make it as easy as selecting how you accept cards and then choose the plan that fits your business.

 

Get Started

Retail & Mobile Plans

Payline credit card processing pricing plans and products are tailored to streamline and simplify the way you accept credit cards in-store. Learn More

PAYLINE START

COST + 0.5%

Watch this quick video to learn about cost

AMEX cost + 0.8%
Monthly $0
Per Trans $0.20
PCI $0
Mobile Reader FREE
Mobile Virtual Terminal FREE


MOST POPULAR

PAYLINE SURGE

COST + 0.3%

Watch this quick video to learn about cost

AMEX cost + 0.8%
Monthly $9.95
Per Trans $0.20
PCI $0
EMV/NFC Reader FREE
Mobile Virtual Terminal FREE


AMEX cost + 0.8%
Monthly $19.95
Per Trans $0.20
PCI $0
EMV/NFC Terminal FREE
Payment Gateway FREE


A fair and Square price comparison.

  • Monthly Fee
  • Annual Fee
  • PCI Annual Fee
  • Per Transaction Fee
  • Swiped Debit Card
  • Keyed Debit Card
  • Swiped Credit Card
  • Keyed Credit Card
  • Gateway Monthly Fee
  • Gateway Per Transaction Fee
  • Cancellation Fee
  • Deposit Time

Payline Start

  • $0.00
  • $0.00
  • $0.00
  • $0.20
  • 0.55%
  • 0.55%
  • 2.01%
  • 2.30%
  • $0.00
  • $0.00
  • $0.00
  • 1-2 Days

Square

  • $0.00
  • $0.00
  • $0.00
  • $0.00
  • 2.75%
  • 3.50%
  • 2.75%
  • 3.50%
  • $0.00
  • $0.15
  • $0.00
  • 1-2 Days

Stripe

  • $0.00
  • $0.00
  • $0.00
  • $0.00
  • N/A
  • 2.90%
  • N/A
  • 2.90%
  • $0.00
  • $0.30
  • $0.00
  • 2 Days

Paypal

  • $0.00
  • $0.00
  • $0.00
  • $0.00
  • 2.70%
  • 3.50%
  • 2.70%
  • 3.50%
  • $0.00
  • $0.30
  • $0.00
  • 3-5 Days

Bank

  • $20.00
  • $75.00
  • $100.00
  • $0.10
  • 1.20%
  • 3.20%
  • 1.75%
  • 3.20%
  • $20.00
  • $0.10
  • $250.00
  • 2-5+ Days

Fees are based on average rates as marketed by providers in the United States. These rates may vary from vendor to vendor. Not all fees are listed in the comparison. Deposit times are listed in business days.

All of our plans include:

  • No Annual Fees

    With Payline’s processing plans, there are no annual fees.

  • No PCI Fees

    Compliant businesses won’t see a PCI fee on their statement.

  • No Gateway Fees

    Need a gateway for your ecommerce site? Payline does not charge a gateway fee.

  • Fast Funding

    Get your money when you need it with faster funding.

  • No long-term contracts

    Payline won’t lock you into a constricting contractual agreement.

  • Free EMV terminal or mobile reader

    Receive an EMV-capable terminal or mobile reader to fit your business type, free of charge.

  • Lifetime equipment protection

    Worry less about your card processing equipment with lifetime protection from Payline.

  • Price match guarantee

    Looking for a better relationship but like your current rates? Payline’s price match guarantee provides you with the opportunity to experience payments differently with matched rates.

  • Payline Giving

    Select a cause to support through our Payline Giving Program and create a positive impact on organizations with a charitable purpose.

  • A support team that cares

    Whether you need processing assistance or are experiencing a terminal issue, our support team is here to help you beyond getting started.

E-commerce Plans

Simplify your online payment processing with all the tools you need to power your online business. Learn More

PAYLINE CONNECT

COST + 0.65%

Watch this quick video to learn about cost

AMEX cost + 0.8%
Monthly $0
Per Trans $0.20
PCI $0
Virtual Terminal FREE
Payment Gateway FREE


Background

Payline’s Interchange-Plus Pricing Plans

Interchange-plus pricing is the most transparent pricing model a processor can provide. With this model, the power is given to you, the customer, and provides you with a straightforward explanation of applied charges.

The word “interchange” describes the rates that come directly from the card networks, so it’s important to understand that no merchant or credit card processing business has any control over these rates. Every merchant pays interchange, which varies based on the type of card your customer is using. The “plus” is what a credit card processor charges for their service. This appears on a statement as a very small percentage markup and a minimal transaction cost.

credit card processing

MERCHANT CASH ADVANCE

Working Capital To Grow Your Business

If you’re looking to expand your inventory, buy new equipment, grow or renovate your business, or just need to cover everyday operations, Payline Capital gives merchants an easy, fast, and flexible way to get the funding their business needs.  Our simple sign-up process and 24-hour approvals removes the hassle and headache of traditional loan processes and gets you the money you need to start growing today.

Learn More

HEALTHCARE PAYMENT PROCESSING

Payline Medical

Payline Medical is payment processing exclusively for medical practices who want a simple and cost-effective way to accept a wide range of credit, debit and mobile payments.  Payline Medical includes custom pricing, a dedicated account representative, and a full range of payment acceptance options.

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credit card processing
Background

ENTERPRISE PAYMENT PROCESSING

A Processing Solution That Scales

Use payments to accelerate your growth and reduce costs. Visit our Enterprise page for more information about our high volume credit card processing pricing solutions.

 

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Credit Card Processing Solutions

credit card processing

Mobile Processing

Process payments anywhere, anytime using the most advanced mobile card readers.

Learn More >

credit card processing

Retail Processing

Accept payments at your brick-and-mortar store with a swipe, dip, or tap.

Learn More >

credit card processing

Online Processing

Easily accept debit, credit, and electronic payments on your website with the Payline Gateway.

Learn More >

Credit Card Processing Equipment

Background

Experience Payments Differently

For businesses that need a more flexible and friendly payments partner, Payline offers products to power killer payment experiences everywhere. Unlike other payment vendors who only care about what’s on their bottom line, we care about what’s on your horizon

Payline is headquartered in Chicago, IL and built on a foundation of providing opportunities for employees and customers to achieve their greatest potential, and giving to those in need.

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© 2017 Payline Data Services, LLC. All right reserved. Terms of Service | Privacy Policy

Payline Data Services LLC is a registered ISO/MSP of Fifth Third Bank, Cincinnati, Ohio, Member FDIC; Chesapeake Bank, Kilmarnock, VA; and Deutsche Bank AG, New York, NY.

Payline Data Services LLC is a registered Payment Services Provider (PSP) and Payment Facilitator (PayFac) of Fifth Third Bank, Cincinnati, Ohio, Member FDIC.