Payment Processing

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PAYMENT PROCESSING SOLUTIONS

Accept Payments How You Want, When You Want.

Accelerate and grow your business with affordable, efficient payment processing everywhere you need it.

payment processing

E-COMMERCE & VIRTUAL TERMINAL

Online Payment Processing

Payline Connect gives eCommerce and apps a payment gateway with built-in security and fraud protection that’s easy to integrate into any payment experience.  Seamlessly integrate with most online shopping cart providers or use our REST gateway API to integrate with your app or software.

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ACCEPT CREDIT CARDS IN-STORE

Retail Payment Processing

Reduce costs and simplify the way you accept payments at your brick-and-mortar business with our retail and omnicommerce solutions.  Choose from a reliable, secure countertop solution, a versatile mobile POS device that meets the demands of your evolving business, or a POS system that makes your business smarter and more efficient.  Streamline your in-store payment processing without breaking the bank.

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payment processing
payment processing

ACCEPT PAYMENTS ON-THE-GO

Mobile Payment Processing

Whether your business is just starting out or looking for a way to accelerate growth, our mobile products combine technology with simplicity and affordability to keep your business moving at the speed you need.  Our innovative and cost-effective mobile solutions meet the payment processing needs of every business owner, from budget-conscious entrepreneurs to growth-seekers looking to expand their business.

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INTEGRATED PAYMENTS

Facilitate Payments Through Your Software

Our suite of developer-friendly APIs is designed for business types – if you’re a software developer looking to facilitate payments on behalf of your customers or a business owner looking for full customization and control over accepting payments within your mobile applications and software.  Just tell us how you want to integrate payments to get started.

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gateway payment processing
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Payment Processing 101

Credit and debit cards are among the preferred ways to make a payment by today’s consumer standards. If you’re a business owner developing your payments strategy, you’re going to want to start by learning some payment processing basics.

In this whitepaper, you will learn:

  • Key concepts surrounding credit and debit card acceptance
  • The basics about fees and pricing structures involving fraud and compliance
  • Various ways in which you can take a payment based on your business type

 

 Download Whitepaper

Retail & Mobile Plans

PAYLINE START

COST + 0.5%

Watch this quick video to learn about cost

AMEX cost + 0.8%
Monthly $0
Per Trans $0.20
PCI $0
Mobile Reader FREE
Mobile Virtual Terminal FREE


MOST POPULAR

PAYLINE SURGE

COST + 0.3%

Watch this quick video to learn about cost

AMEX cost + 0.8%
Monthly $9.95
Per Trans $0.20
PCI $0
EMV/NFC Reader FREE
Mobile Virtual Terminal FREE


AMEX cost + 0.8%
Monthly $19.95
Per Trans $0.20
PCI $0
EMV/NFC Terminal FREE
Payment Gateway FREE


A fair and Square price comparison.

  • Monthly Fee
  • Annual Fee
  • PCI Annual Fee
  • Per Transaction Fee
  • Swiped Debit Card
  • Keyed Debit Card
  • Swiped Credit Card
  • Keyed Credit Card
  • Gateway Monthly Fee
  • Gateway Per Transaction Fee
  • Cancellation Fee
  • Deposit Time

Payline Start

  • $0.00
  • $0.00
  • $0.00
  • $0.20
  • 0.55%
  • 0.55%
  • 2.01%
  • 2.30%
  • $0.00
  • $0.00
  • $0.00
  • 1-2 Days

Square

  • $0.00
  • $0.00
  • $0.00
  • $0.00
  • 2.75%
  • 3.50%
  • 2.75%
  • 3.50%
  • $0.00
  • $0.15
  • $0.00
  • 1-2 Days

Stripe

  • $0.00
  • $0.00
  • $0.00
  • $0.00
  • N/A
  • 2.90%
  • N/A
  • 2.90%
  • $0.00
  • $0.30
  • $0.00
  • 2 Days

Paypal

  • $0.00
  • $0.00
  • $0.00
  • $0.00
  • 2.70%
  • 3.50%
  • 2.70%
  • 3.50%
  • $0.00
  • $0.30
  • $0.00
  • 3-5 Days

Bank

  • $20.00
  • $75.00
  • $100.00
  • $0.10
  • 1.20%
  • 3.20%
  • 1.75%
  • 3.20%
  • $20.00
  • $0.10
  • $250.00
  • 2-5+ Days

Fees are based on average rates as marketed by providers in the United States. These rates may vary from vendor to vendor. Not all fees are listed in the comparison. Deposit times are listed in business days.

E-Commerce Plans

PAYLINE CONNECT

COST + 0.65%

Watch this quick video to learn about cost

AMEX cost + 0.8%
Monthly $0
Per Trans $0.20
PCI $0
Virtual Terminal FREE
Payment Gateway FREE


All of our plans include:

      • No Annual Fees
      • No PCI Fees
      • No Gateway Fees
      • Fast Funding
      • No long-term contracts
        • Free EMV terminal or mobile reader
        • Lifetime equipment protection
        • Price match guarantee
        • Payline Giving
        • A support team that cares
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Payline Gateway

With Payline‘s gateway payment processing, you can seamlessly integrate with a growing list of 175+ Online Shopping Cart Integrations.  It’s the perfect solution for accepting credit, debit and electronic payments online. Our gateway also gives you full customization and control over accepting payments within your mobile applications and software.

 

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POWERFUL M-POS

Ingenico RP457c

FREE WITH PAYLINE SURGE

The first and only PCI PTS 4.0 and SRED-certified mobile card reader equipped to accept EMV, magstripe card payments and NFC/contactless payments such as Apple Pay – all in one device.

  • Accept EMV, magstripe, and NFC/contactless transactions, like Apple Pay, in a single device
  • Three connectivity options including audio jack, Bluetooth and USB, enabling versatile use cases
  • Available desktop cradle provides flexibility to use the RP457c series as a desktop reader
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THE FIRST PAYMENT TERMINAL YOU’LL LOVE

The Poynt Smart Terminal

The Poynt Smart Terminal is your complete wireless payment solution.  Poynt lets you accept payments anywhere, with the security and convenience you should expect in your payment solution.

  • Poynt’s POS solution is built to let you organize and optimize your customer payment flows seamlessly

  • Built-in apps on your terminal that help you do everything from managing time sheets to inventory

  • Built-in receipt printer that provides your customers with print, email, or text receipts

  • View reports, real-time statistics, or setup a new user all via mobile, web, or on your terminal with Poynt HQ

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payment processing

SOPHISTICATED MERCHANT SERVICES

Ingenico iCT220c

FREE WITH PAYLINE SHOP

The rugged, easy-to-use countertop device that gives merchants the freedom to accept electronic card payments with or without an interface with a cash register or point-of-sale system.

  • Embedded with Telium 2, a fully scalable, reliable operating system that provides the best platform for secure payment services.
  • Accept all electronic payment methods including EMV chip & PIN, magstripe and NFC/ contactless
  • PCI PTS 2.x and 3.x certified with SRED and Open protocol modules.
Get Started >
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Payline Data Services LLC is a registered ISO/MSP of Fifth Third Bank, Cincinnati, Ohio, Member FDIC; Chesapeake Bank, Kilmarnock, VA; and Deutsche Bank AG, New York, NY.

Payline Data Services LLC is a registered Payment Services Provider (PSP) and Payment Facilitator (PayFac) of Fifth Third Bank, Cincinnati, Ohio, Member FDIC.